Smoking Costs

One of the reasons you may want to quit smoking is the cost. Smoking is expensive. In San Francisco, the cost of a pack of cigarettes, averages about $5 a pack. The cost of smoking totals $1825 per year. The cost of quitting smoking is a quarter of that amount. So, stopping smoking, is a great investment, that pays for itself very quickly.

A San Francisco retirement planner has calculated, on his Retirement Blog, the cost of smoking on your retirement. He found that if you invested the money you smoke, over a 20 year period, you would earn $115,000. And that to continue to smoke in retirement, would require you to save, an additional $45,000 towards your retirement.

That is a tremendous impact that smoking has on your finances. If you stop smoking, not only will you live longer, but you will also have more money to enjoy those extra years.